Welcome to Creekside Mortgage, Inc. "The Northwest Number VA Loan Experts"

Now is the perfect time to take advantage of low interest rates and an exceptional market. Use our website to apply, calculate payments, or view our loan programs. You can also find out more about our mortgage professionals and how to contact us if you have any questions.                  


Whatever your residential financing needs, we will tailor a loan that's right for you!

  • Purchase
  • Refinance
  • Construction
  • Home Improvement
  • Home Equity Loans
  • VA Home Loans
  • Investment Properties
  • FHA
  • USDA
  • Debt Consolidation Loans
  • Bankruptcy & Foreclosure!
  • And more!






Creekside Mortgage, Inc.

4601 NE 77th Ave., Ste. 100
Vancouver, WA 98662
Phone: (360) 571-LOAN (5626)

Fax:(360) 571-5056
NMLS #70358

Creekside Mortgage Inc, Real Estate Loans, Vancouver, WA

NMLS Consumer Access

Creekside 2014



  • James Carlton
    in the last week
    Creekside Mortgage is truly the best!! Veteran ran, helping other veterans!! Kerry knows the ins and outs of getting through the VA loan process. I can't thank Michelle enough for making "the process" as painless as possible. She was there to follow up every detail along the way and represents the company very well. She represents "Team Kerry" extremely well!! I am absolutely glad that I dealt with this small, local to the Portland area, company. I would recommend them to any fellow veteran and would not hesitate to use them again for a refinance or even if we decide to move again. kudos to Creekside and keep up the awesome work!!~Jim Carlton

    Jim C
    Portland, Oregon
  • "This was our second time working with Creekside Mortgage. Our first experience was excellent, which is why me came back. This experience was even better. The employees we worked with continued to work above and beyond expectation. They were continually helpful as we worked through many hurdles and difficulties set up by Wells Fargo Home Mortgage, often going to bat for us when time and responsibilities did not allow my wife or I to communicate with them. We would enthusiastically suggest Creekside and its associates to anyone and especially to those that we know looking to use their VA benefits.

    The Corffs
    Oregon City, Oregon
  • My wife and I want to highly recommend the Kerry Greenwald team at Creekside Mortgage, Vancouver, Washington. They helped us get an excellent rate and went the extra mile to be sure we got the new FHA lower mortgage insurance saving us a lot. Over the years we have bought houses in Arizona and California, and the service from Creekside is the best we have experienced. Now I am retired and need special help selecting a loan. The team got all the paperwork right and were supportive and kind during a stressful process. We were especially pleased with Michelle Garifalakis and her exceptional attention to detail and efficient processing of our loan. I will definitely recommend Creekside to friends and family.

    Robert B.
    Vancouver , Washington
  • We chose Creekside because Nicolle was so quick to answer our questions. I had not even read the reviews before choosing them because I had such a good feeling. After I realized I should read reviews after it was too late.... I was so excited to see all of the positive words.

    Every single positive word written about Creekside is true! I don't think I could have found such excellent service anywhere else. I wasn't sure if a broker was the way to go but it was!! The closing costs are soooooooo low! Kerry is so friendly and takes the time to explain everything. He even drew up a chart and broke down the details that we didn't quite understand about the interest rates and helped us choose the best mortgage for our situation.

    We are self employed, which can be more difficult to get a mortgage loan, but Kerry and Nicolle made it a breeze for us! For our next home loan we will definitely choose Creekside Mortgage again! Fast, helpful, honest and caring!

    Christy J
    Vancouver, Washington
  • My husband and I thought we would never be able to take advantage of a VA loan until we met Kerry Greenwald and Joe Kuziel from Creekside Mortgage. It was a year ago at the Home and Garden Idea Fair we met them at the New Tradition Homes booth. We had tried to buy a home before under the VA program but were told they had insufficient information on my husband. It was explained to us that my husband's records had been destroyed in a fire where the Army kept their records. I remember the grin that came across Kerry's face when I told him this story and he said to me, "I can get those records for you". And so a little less than a year later, we are in a beautiful home only because of Creekside Mortgage and their wonderful team! Our process had lots of ups and downs but Creekside was there with a steady calm professional hand to guide us through the closing process. Michelle, Kerry's Loan Officer Assistant, was so kind and understanding when I would get frustrated with all the information the VA needed, and Kerry was outstanding in getting us a fantastic rate! If you are every in need of a Great VA Loan Specialist, Creekside Mortgage is for sure the people to cal

    Eva B
    Vancouver, Washington
  • My wife and I recently moved to the Portland,Oregon area from the East Coast to be close to our family. Our original intention was to live in a apartment but after six months decided that apartment living was not for us. We found our dream home in the Portland suburbs and were referred to Mike Frakes at Creek Side Mortgage of Vancouver,Washington to secure a mortgage. Mike’s knowledge, attention to detail and personal touch was instrumental in our securing the right type of mortgage for us. Based on his performance and our experience with him we would refer Mike and Creekside Mortgage.

    Bob J.
    Portland, Oregon
  • My wife and I recently moved to the Portland,Oregon area from the East Coast to be close to our family. Our original intention was to live in a apartment but after six months decided that apartment living was not for us. We found our dream home in the Portland suburbs and were referred to Mike Frakes at Creek Side Mortgage of Vancouver,Washington to secure a mortgage. Mike’s knowledge, attention to detail and personal touch was instrumental in our securing the right type of mortgage for us. Based on his performance and our experience with him we would refer Mike and Creekside Mortgage.

    Bob and Marguerite J
    Portland, Oregon
  • This review is for Creekside Mortgage Inc. I would like to say, that the crew of ***** and ****** were wonderful to work with; the speed in which they helped us, was a mind bender for me and my wife. The attention to detail and all out willing to go the extra mile, was very refreshing. I am a Desert Storm combat veteran, and I have not seen such dedication to see the mission through in a while, but it was groovy seeing these people at work. I will, and plan on recommending this fine business to my fellow veterans ; I give the business 20 stars, their simply groovy.
    This customer had a POSITIVE experience with this business.
    This customer WOULD recommend the business to a friend, family member, neighbor or colleague.

    Michael B
    Vancouver, Washington

  • Creekside Mortgage is a wonderful, professional company that strives to help people get the loan they need. All of the staff is great and friendly. Kerry, our loan officer, is very helpful and puts the needs of his clients above everything else.We feel honored that my husband and myself have had the privilege of doing business with Creekside Mortgage twice, once for our original 30-year fixed home loan, then again for our 15-year fixed refinance.If you're thinking of doing business with a mortgage company, please don't hesitate to give this company a call. They will do everything they can for you, and always put your needs first. You won't be disappointed.Thank you Kerry, Nicolle, and the rest of the Creekside team!

    P. Sanders
    Vancouver, Washington
  • We just closed on our house a few days ago & I can't speak highly enough of Gayle Hepler & the team at Creekside Mortgage. Everyone worked diligently in getting our loan into underwriting without any delays.
    Gayle assisted us a few years ago in refinancing our other home with a low VA loan & she again worked her magic in getting us a VA loan of 4.125% this time. I would certainly recommend seeking Gayle & her wonderful team out, especially if you are looking to obtain a VA loan. They are professional, honest & work hard to get you the best rate!

    Diana T.
    Vancouiver, Washington
  • Recently my husband and I completed construction of our dream retirement beach house. Acquiring a construction loan at a time when lending institutions were less than accommodating for home loans, we faced several challenges. When the time came to convert from a construction loan to permanent financing, we were very fearful. Fortunately for us, my nephew and owner of Creekside Mortgage, Kerry Greenwald, was there to guide us through the process. We assumed since it was a new build we would be financing the same as a new purchase and the best interest rate would be with a conventional loan. We were wrong on both counts. It was considered a re-finance and a VA loan was definitely the way to go even with over 30% equity. We saved three quarter of a percent on the interest and the loan is assumable [meaning a non-veteran can take over the loan at the time of purchase], adding a value to our property we hadn't expected! Kerry, Kim, Pam and the rest of the team at Creekside kept our file on track and the entire process was painless. We closed on time and now we can relax and enjoy our new home. Kerry is family, but he is also a professional that has built an amazing company and team to support his clients.

    Judy & Murv Schneider
    Cannon Beach, Oregon
  • Dear Mike and Debbie,
    I wish to thank you for helping me buy my new home using my Veteran Home Loan. You took the time to explain what he process was all about, and requested the proper forms in order to get me started. You got all the other Veteran Administration forms and approvals together and kept me informed along the way. I really appreciate the price range you gave me and locking my loan in at a great rate. Being retired, this helped me know what I could comfortably afford. Outstanding service. I will have no problem in recommending you and Creekside Mortgage to any Veterans seeking to use their Veteran Home Loan. Again, thank you for your professionalism and especially for taking care of our Veterans.

    Edward W. Lincoln (USMC Vietnam Veteran)
    Kelso, Washington
  • After being disappointed and disheartened by the whole experience of trying to get an equity loan from other financial institutions, we turned to Creekside Mortgage for some counseling and advice. Our intent was to get an equity loan, but after speaking with Elisa and Kerry, we decided it would be best to apply for a VA cash back refinance loan to get the necessary funding for our home improvement project. The experience from beginning to end was wonderful. Chelsey kept us well informed of which documents were needed and guided us every step of the way. Kerry called to lock the loan rate, explained what was expected, and how the refinance loan would work. With their attention to detail and guidance, the loan process from application to closing was completed in less than 30 days and Creekside Mortgage made it so easy. The staff is understanding, informative, knowledgeable, and they do exactly what they say they will do. If you are experiencing the "run around" from other lenders, we recommend Creekside Mortgage to get the job done right. They are straightforward, honest, and willing to help, even if it's just to lend a listening ear. Thank you so much for such a wonderful experience and getting us a great interest rate. We would not hesitate to contact Creekside Mortgage again.

    Ramona and David
    Edmonds, Washington
  • Kerry Greenwald & Kimberly Wellman,

    Just wanted to drop you & your team a quick note, letting you know we appreciate the work that was done. As you know, I was very reluctant to refinance due to principal increase and, well, the bankruptcy. Wells Fargo had made it very clear that without re-opening our BK we couldn't reaffirm our loan there for we could not refinance. We had never missed a payment nor were we ever late on this loan and yet we were being denied one of the benefits of paying as agreed and that was the effect on our credit.

    Not only did you manage to not increase our loan balance, but you helped us to rebuild our credit and all the while reducing our payments by a bit over $300 per month, all in less than 3 weeks.

    Thank you, thank you, and thank you.

    Gene & Carolyn Smith
    Marysville, Washington
  • Gayle Hepler was wonderful in assisting us in refinancing our home recently at a low interest rate of 3.449%. She was able to obtain a VA loan for us, combining both a 1st & 2nd mortgage. Both combined is now actually lower than our previous mortgage payment for the 1st alone!

    Gayle and everyone on staff at Creekside Mortgage are professional & courteous. The process from start to finish went smoothly, making it a non-stressful experience. We would definitely recommend Gayle & Creekside Mortgage to anyone looking to refinance their home.

    Al & Diana Tolenino
    Battle Ground, Washington
  • Dear Gayle & Creekside Staff,

    Thank you so much for your expert guidance and support during our loan process. I will highly recommend you to my military friends in this area. We are so happy in our new home and are very appreciative of all who helped us to get here.

    Amethyst and Corey White
    Salem, Oregon
  • Mike and Elisa were awesome! They helped make my home buying dream come true. I could not have done it without them. They are the BEST! Thank you!

    Nancy Thompson
    Ilwaco, Washington
  • I want to thank Gayle Hepler and the staff of Creekside Mortgage for assistance in the FHA refinance of my home.

    As part of a divorce settlement this action was necessary. Gayle walked me through the process, making sure I understood the details and what was required of me. In what was already a very stressful situation, my concerns were addressed and my worries diminished. I am now the sole owner of my house, maintaining it for my children as 'home.

    Shelley Parker
    Vancouver, Washington
  • Thank you so very much for all your extra time and effort on the purchase of our new home. From the beginning you understood our unusual income sources, answered all our questions, responded quickly to inquiries, and especially helped us through last-minute questions. In our 44 years of marriage and 14 home purchases (!!) we've never had a more efficient, friendly, and understanding mortgage company. Creekside rates a perfect '10' in our book!

    Dr. Gale and Donna Roid
    Vancouver, Washington
  • Words cannot describe how we feel. YOU DID IT! You closed our loan in 15 days from start to finish, something we didn't think was possible. We applaud your professionalism and dedication. The work for our loan has been finished, but our new journey has just begun because of people like you who have helped make this day possible. We want to thank you for your dedication and act of kindness, and being there from the very start. Words cannot convey our gratitude for your tremendous work. If it was not for the hard work from each one of you, this day would not have happened until after the first part of the new year. Please thank everyone who worked so hard to make this day happen!

    Mike & Karen Simmons
    Vancouver, Washington
  • I have worked in the Title and Closing business for 18 years. I've seen the highs and lows of the real estate market over the year. This recent low has brought many obstacles that Lenders must comply with and these obstacles change on a daily basis. As a broker, I found Creekside Mortgage, Inc. to be willing to help everyone they work with as much as the clients they work for. As brokers they presented all of the information to us in a timely manner and maintained constant attention to the progress of a file. The personnel at Creekside were knowledgeable and extremely helpful. They were all a pleasure to work with. I haven't encountered an entire office in the lending industry that still prides themselves in customer service--not only for the clients they make loans for, but also for other industry specialists.

    Kathryn (Kitty) Goodwin, VP/Manager, LPO, Pioneer Title Co.
    Pullman, Washington
  • We wanted to share with you that we got the keys to our new house yesterday, and we are excited about our forthcoming move. Thank you for your assistance in making this all happen quickly and efficiently. Your commitment to friendly, yet professional, excellence has been greatly appreciated. Thanks again for your part in our successful home purchase.

    Jim and Judi Gilles
    Vancouver, Washington
  • I would like to express my thanks to Mike Frakes for taking me through the purchasing process with my new home as well as the refinancing process to reduce my monthly payments. I appreciate your clear communication and your keeping me updated each step of the way. I would certainly recommend you to a friend without hesitation.

    Melody Taylor
    Vancouver, Washington
  • My experience with Creekside Mortgage was incredible. I felt very well taken care of. Any time I had a question or a concern with any part of the process, you were quick to respond. Also, I was very impressed with how aggressive the office was in making sure I was taken care of and my loan was closed in record speed...two weeks! Thank you for everything!

    Tonya Bean-Breedlove
    Longview, Washington
  • I just refinanced my condo with Creekside Mortgage, and I think your firm did an excellent job. I was especially pleased with the service I receieved from Kerry's assistant, Jenn. She was always available when I needed something and kept me up to date via email.

    Jeff Blackwell
    Vancouver, Washington
  • Gayle Hepler is one of the most thorough mortgage brokers I have ever had the experience of working with. Her in-depth knowledge, superior communication skills and determination to help people has benefited my clients tremendously, and they have thanked me repeatedly for the introduction. I would recommend calling Gayle when you are considering obtaining any type of residential mortgage loan, because she's absolutely dynamite at what she does! She's nothing short of a miracle worker, and she won't let you down!

    Tracey Branche, Oregon First Realty
    Beaverton, Oregon
  • I was referred to Creekside Mortgage when I originally purchased my home, by a co-worker who had been very satisfied with the level of service provided by them. I have worked with Creekside now for my original loan and now a recent refinance. I got a personal call from Kerry, letting me know that interest rates were were dropping and we were able to bring my interest rate down by one point within a month! I have found Creekside Mortgage is a great company to work with. Being a first-time home owner I always have tons of questions. Jenn and Kerry never hesitate to answer or return my calls in a timely manner. In fact, I had a friend go with a different mortgage company and she had nothing but difficulties. Kerry volunteered and was able to partner up with her mortgage agent and facilitate the deal for her. If you are looking for excellent service with quick turnaround, I highly recommend Creekside!

    Tonya Bean-Breedlove
    Longview, Washington

Creekside Mortgage, Inc. (NMLS: 70269 ) | Phone: 360-571-5626 | TF: 800-920-5420 | Fax: 360-571-5056
4601 NE 77th Ave, Ste 100, Vancouver, Washington 98662